Posts Tagged ‘credit limit’

Citibank Balance Transfer Offer

Yesterday I got a call from Citibank. They were offering a balance transfer of maximum 20,000 pesos which is half of my credit limit with Citibank. Basically what happens is that they ask if you have an existing credit card from another bank with an existing balance. So they will then offer to pay for that and let you charge it to your credit card (in this case Citibank) at a low interest rate depending on the promo. Their rate for me was 0.49% per month.

This was my first balance transfer and I was curious. … continue reading this entry.


My BPI Express Credit Arrived!

bpi gold mastercard pre approved

To readers of my blog, you’ve probably noticed that my blog has popular posts about the electronic credit cards of some Philippine banks. I was struggling on getting a real credit card so an electronic/prepaid credit card was my alternative.

Well guess what! I got a phone call from a BPI representative. I don’t

… continue reading this entry.