BPI My ePrepaid Mastercard 3rd Update

Not the actual card I gotI must say, I am surprised at how useful the BPI My ePrepaid Mastercard is. I’ve posted on how to get one and posted a review about it after using it for a month or so.

BPI My ePrepaid Mastercard Works!

It’s been more than one year since I got this prepaid credit card and my review so far is that I’m happy using it. I’ve been able to use it for online purchases and it’s really secure. Every time you load an amount, you get an email of the transaction record and it works like a receipt.

What I’d like to test right now is how to use this to pay for meals in restaurants but it turns out that I don’t have to. It seems that my main ATM account, my BPI express card can be used for real time purchases.

Still, I’d like the security of just loading my My ePrepaid Mastercard the exact amount to pay for groceries. BPI has an app for their BPIexpressonline so just a couple of taps and you’ll be able to load your Mastercard the exact amount for purchases. I still have to test this theory out.

However for online purchases or even website subscriptions *coughevenforporncough* the card works just fine.

I’ve used this for Paypal if that’s what you’re asking.

Disadvantages of the BPI My ePrepaid Mastercard

Everything is not perfect and so is this card. There are several features that I miss (again) from my first prepaid credit card, the EON of Unionbank.

  1. No withdrawing of loaded funds – Sometimes you make mistakes of loading a certain amount and then you need the amount in the prepaid credit card. You can’t with BPI’s prepaid credit card.
  2. Can’t be used in ATMs – You can’t use this card in ATMs. The EON Unionbank card was an account, ATM card and prepaid Visa card in one. I really miss using the card.
  3. Only allows viewing of recent 5 transactions – And that’s it. BPIexpressonline won’t even show give you a complete list of your usage for the month and it erases your records every 28th of the month. I’ve stated that it does send emails but only when you are loading your prepaid card. It won’t send you emails of what you used. My EON account and online banking of Unionbank allowed me to see a list of transactions which I could download and print for record purposes.

What I Want to See with my BPI My ePrepaid Mastercard

I do hope BPI can make small changes to their My ePrepaid card because it’s a great card. These are things I hope to see in the future:

  1. Transaction list or credit card statement – If BPI won’t show it via BPIExpressonline then I’m hoping to get an email at the end of the month detailing my transactions, just like a normal credit card statement
  2. Use or withdraw loaded funds – Self-explanatory.

Still BPI My ePrepaid Mastercard is the best of the prepaid credit cards I’ve used so far.

Here are a couple of cards I’ve used and reviewed, click links for the whole post.

  1. PSBank e-Credit -  Easy to get but last time I used it (2012) had big issues in online purchases and even real time purchases. I even found out that during the year they released it, one guy managed to buy a lot of stuff in the Apple Appstore/iTunes and his loaded account didn’t decrease. It sounded good but I didn’t want to be hit by a lawsuit. And that might have been the reason why it was hard for me to use my PSBank e-Credit on popular sites like Google play, Apple Appstore, eBay and Amazon. Paypal wise, the card can’t be used to verify (2012).
  2. RCBC myWallet Visa Card – Website was hard to use or failed to load a lot. There’s a monthly fee. Some problems with paypal integration last time I used it in 2013. It works great as a Mercury Drug Store suki card though and that’s the only reason why it’s in my pocket.

I’d like to test more prepaid cards. If you know of a card, please comment below and I’ll try to get one and let you know how good it is.

~AB

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4 Comments »

  1. Ysabl Marie Said:

    Hi! I

    I love how you can get so into things! I find myself addicted to random things from time to time as well. Heheh.

    Anyways.

    I’m BPI looking for a prepaid card that I can use for PayPal. Between BPI My ePrepaid Mastercard and Unionbank EON Visa, which one would you recommend?

    • C.A.T.Guy Said:

      Unionbank EON Visa has been very stable and has been linked with Paypal longer than BPI. What makes EON better is that the card is like a savings account. You can deposit and withdraw money with it.

      BPI on the other hand lacks the withdrawal. Once you deposit/load money you can’t withdraw it anymore. However BPI has more branches than Unionbank so it’s really up to you. I think you can also load your bpi eprepaid mastercard in some pawnshops and stores. I just forgot what they were.

      Both have secure websites,but an important factor would be the number of banks and availability in your area.

  2. Jay Said:

    Hi, I was reading another blog regarding Bpi my eprepaid. I read that in order to link your eprepaid to paypal, paypal needs to send a 4digit verification code. How did you get your 4 digit verification code? one commenter said that he is waiting for his 4digit code for 2 weeks already and hasn’t received any. I am thinking of either getting eon or eprepaid to use in online work and get paid thru paypal. I’m still in the process of reading reviews on which of the two would be best to get. I’m leaning towards BPI eprepaid coz like you said they have more accessible branches. I just want to make sure first I will not encounter any problem in the future. Thank you so much.

    • C.A.T.Guy Said:

      You can see it in BPI express online, did he have approximately 500 pesos loaded? Cause for a transaction you need to put money in it first. Paypal charges 1 dollar and returns it


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